When your business depends on powerful, reliable heavy equipment, waiting to make a purchase can cost you. Saving up for long periods could mean missed projects, delays and poor productivity. Fortunately, H.O. Penn Machinery has flexible financing options available so you can access the equipment you need.
Our financing solutions make it easier than ever to add Cat® equipment’s industry-leading power and performance to your fleet without a large upfront investment. We offer tailored plans to help you find a monthly payment that fits your budget. Plus, you get access to exclusive promotions when you finance through us.
Partnering with H.O. Penn means working with a trusted dealer that has served Southern New York and Connecticut for decades. Our experienced team is here to help you choose the best financing option for your needs.
While purchasing heavy equipment outright comes with a certain satisfaction, it also leaves you with a significant dent in your available capital. For many businesses, shelling out that kind of payment all at once leaves less room to cover the essentials or handle unexpected issues. That’s where equipment financing comes in. Instead of making a single large payment, financing lets you spread the cost over time for greater financial flexibility.
Here’s why financing heavy equipment with H.O. Penn Machinery may be the best option for your business:
H.O. Penn Machinery designs our financing packages to be fast and flexible. We work with you to understand your needs and make sure your business gets the right financing plan. Here’s a closer look at our options:
H.O. Penn offers machinery loans with flexible payment schedules. With our loans, you can own equipment outright while paying it off at a fixed, predictable rate. Our loans give you the equity and equipment control of ownership without draining your resources. We also offer lease arrangements that work like extended rentals, but with the option to use the equity you’ve built to purchase the equipment at the end of the term.
The Cat Card is a credit line designed to give you an adaptable, convenient tool for financing heavy equipment and covering machinery-related expenses. Once you have a Cat Card, you can pay for equipment service, parts and repairs at participating Cat dealers. You’ll also get access to special financing offers through the program while keeping all equipment-related purchases in one easy-to-manage account.
H.O. Penn also makes it easy for people to apply for a line of credit with our company. Our credit application process is quick, secure and transparent, letting you get your machinery faster. You can use the loan calculator to see your leasing potential or work with us to explore your machinery options. Just download an application and reach out to our team for assistance.
We offer ongoing deals and promotions to make heavy equipment more affordable for all our customers. From 0% interest for certain periods to sales on parts and consumables like fluids, H.O. Penn is your source for the latest deals. We regularly offer new specials for all types of heavy machinery. Stay up to date with our latest deals and save thousands on your next equipment purchase.
When it comes to financing heavy equipment, you need more than just a lender — you need a partner who understands your industry and challenges. That’s why so many businesses in Southern New York and Connecticut turn to H.O. Penn Machinery. With over 95 years of serving customers in this area, we’re invested in your success.
Working with H.O. Penn means working with a partner that offers industry expertise, flexible solutions and long-term support. Our financing process is designed to be as easy as possible so you can get approved faster and pursue your operational goals. Plus, we’re here to support you long after the purchase — H.O. Penn offers emergency field service, repair support and access to genuine Cat parts.
Contact H.O. Penn
Ready to get the machinery you need without long, confusing financing processes or large upfront costs? H.O. Penn Machinery is here to help. Our financing process makes it easy to purchase or lease Cat equipment with terms that fit your budget. Whether you’re looking for special deals or a Cat Card, our team will direct you to the right options.
Keep growing your business when you contact H.O. Penn Machinery and explore your financing options today!
